Golden & Cardona-Loya, LLP

At Golden & Cardona-Loya, LLP, our debt collection lawyers in Chula Vista, San Diego, CA understand the stress and anxiety of falling behind financially.

The demand letters, the phone calls, the constant worry that your paycheck will be garnished, or your bank account emptied by your creditors is often too much to handle on your own. We know that if you are already behind on your bills, you cannot afford to have your financial livelihood interrupted by collections.

Our debt harassment attorneys in Chula Vista, San Diego, CA want each of our residents to know you have debt collectors’ rights. The Fair Debt Collection Practices Act is the main federal law that governs debt collection practices and prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you.